Compliance training and evidence for small fintech firms
CoreCompliance is a compliance training subscription for small UK fintech and payments firms. It gives founders and compliance officers FCA-aligned training across the topics relevant to regulated fintech and payments businesses, plus an audit trail showing who completed what, when and with what result. Produce audit-ready evidence in one click. Set up in an afternoon.
Running a regulated firm with no compliance team means one missing piece of evidence is all it takes.
What compliance training does a small fintech need?
A small UK fintech or payments firm typically needs training covering areas such as AML and financial crime, safeguarding, SM&CR, Consumer Duty, sanctions, data protection and operational resilience. The exact requirements depend on the firm's permissions, activities and responsibilities.
For a growing fintech, the challenge is keeping that training running while maintaining a clear audit trail that shows what each member of staff has completed.
The specific pressure points for fintech and payments firms under 50 staff include:
- AML and financial crime obligations
- Safeguarding of customer funds
- Fraud prevention and relevant Economic Crime and Corporate Transparency Act (ECCTA) requirements
- SM&CR and non-financial misconduct
- Consumer Duty
- Payment Services Regulations conduct obligations
- Sanctions and embargoes
- Producing audit-ready evidence without relying on spreadsheets and shared drives
CoreCompliance combines FCA-aligned training, an audit trail and downloadable evidence in one self-serve subscription. For the underlying regulatory detail behind any of this, see the Skillcast regulatory guides.
What FCA compliance training should a fintech or payments firm cover?
Topics a small fintech or payments firm may need to evidence
- Anti-Money Laundering (AML) and financial crime
- Safeguarding of customer funds
- Fraud prevention, including relevant failure-to-prevent-fraud requirements
- SM&CR and non-financial misconduct
- Consumer Duty
- Payment Services Regulations conduct obligations
- Embargoes and sanctions
- Data protection and UK General Data Protection Regulation (GDPR)
- Information security and cyber security
- Operational and digital resilience
- Anti-bribery and corruption
- Conflicts of interest
What your CoreCompliance subscription includes
- All relevant topics in one subscription
- Interactive training that updates automatically when a rule changes
- Unlimited admin users
- An audit trail showing staff, training, completion dates and results
- Audit-ready evidence you can download when required
- Aida, the AI compliance assistant, included on every plan
How does compliance training work for a small fintech?
No setup. No content creation. No admin burden.
Sign up, start your training and view the audit trail from your first course. There is no implementation phase and no IT involvement required.
- 1 Sign up for your 30-day free trial, no card required
- 2 Start up to five courses and see the interactive format for yourself
- 3 Check the completion records and audit trail generated during the trial
Training and the audit trail, in one subscription
Train the whole team without creating a separate programme for every role
CoreCompliance gives engineers, operations, customer support, finance, compliance and founders access to the relevant interactive training. You can manage training centrally as people join the business.
Produce the audit trail when the FCA asks
CoreCompliance keeps records of staff, courses, completion dates and results. You can download the evidence when the FCA or another reviewer asks you to demonstrate that training has been completed.
Take training administration off your personal list
Automated chasers follow up with staff who have not completed their training. The audit trail is maintained as the programme runs, without someone having to monitor completion manually.
Aida answers regulatory questions for firms without a dedicated compliance team
Every CoreCompliance subscription includes Aida, an AI compliance assistant grounded in Skillcast's curated regulatory content. When an operations analyst has a question about a suspicious activity report, an engineer is unsure how a data request should be handled, or a founder wants to check current safeguarding guidance, they can ask Aida. It cites its sources, links back to the FCA Handbook and refuses questions outside its scope.
Pricing for small fintech and payments firms
CoreCompliance starts from £349 a year, with volume pricing as your firm grows. The annual subscription includes training, the audit trail, reporting and Aida, with no separate implementation fee.
What CoreCompliance is not
- It is not a compliance consultancy. CoreCompliance is a compliance training and evidence platform for small regulated firms. If you need someone to write a Consumer Duty implementation plan from scratch or represent you in a Section 166 review, you need a consultant.
- It is not a bespoke content builder. If you need custom courses for a proprietary strategy or process, CoreCompliance is the wrong fit and Skillcast Portal is designed for that.
- It is not designed for sophisticated enterprise requirements. CoreCompliance is deliberately simple. If your firm needs custom branding, deeper reporting, HR system integrations or dedicated account management, particularly as your organisation grows beyond the small-firm use case, Skillcast Portal is designed for those requirements.
Compliance training questions, answered
What does the free trial actually let me do?
The trial lets you start and complete up to five courses yourself, then see the completion records and audit trail the platform keeps. It does not include inviting your team or assigning training.
How do small fintechs evidence compliance training?
CoreCompliance maintains an audit trail showing who completed each course, when they completed it and the relevant result. You can download the records as audit-ready evidence when required.
Do I need CoreCompliance if I already have a compliance consultant?
The two can be complementary. A consultant can provide strategic advice and handle deeper regulatory work, while CoreCompliance keeps training running and maintains the audit trail.
We are a payments or e-money firm. Does this fit?
CoreCompliance covers training topics relevant to authorised and registered payments and e-money firms, including financial crime, safeguarding, SM&CR and Consumer Duty. The exact requirements depend on your firm's permissions and activities.
What about the non-financial misconduct rules that came into force in September 2026?
The non-financial misconduct rules commenced on 1 September 2026 and now apply to every SM&CR firm regardless of size. CoreCompliance includes non-financial misconduct training and evidence as part of your subscription. See the full non-financial misconduct hub for what small firms need to have in place now.
Can we cancel?
Cancelling stops renewal rather than ending the current paid term. Subscriptions are annual, with no monthly option, and there is no refund for the remaining paid period.